Cyber Coverage

With cyber attacks becoming more frequent, there’s a growing chance that an individual or business like yours will suffer a data breach or computer attack. That’s why you need protection to help offset the devastating effects it can have from a financial and reputation standpoint.

Personal Coverage

Home Cyber Protection is insurance designed to safeguard individuals from financial and personal losses related to cyber incidents affecting their home life. This coverage typically includes:

  1. Identity Theft Protection: Assistance and financial support for recovering stolen identities, including monitoring services and legal expenses.
  2. Cybercrime Coverage: Protection against financial losses from online fraud, such as phishing scams or unauthorized transactions.
  3. Data Recovery: Costs associated with restoring personal data lost or compromised during a cyberattack, including the recovery of lost files and repair of damaged devices.
  4. Privacy Breach: Support for managing and mitigating the impact of privacy breaches, such as unauthorized access to personal information.

Overall, Home Cyber Protection helps individuals address and recover from cyber threats and identity theft, offering peace of mind in an increasingly digital world.

Business Coverage

Cyber Breach insurance, also known as Cyber Liability insurance, is designed to protect businesses from financial losses related to cyberattacks and data breaches. This type of insurance typically covers costs associated with:

  1. Data Breach Response: Expenses for notifying affected customers, offering credit monitoring services, and managing public relations to mitigate reputational damage.
  2. Legal Fees: Costs of legal defense and settlements or fines related to regulatory investigations or lawsuits resulting from the breach.
  3. Business Interruption: Losses incurred due to downtime or operational disruptions caused by the cyber event.
  4. Data Recovery: Expenses for restoring or replacing compromised data and systems.
  5. Extortion: Coverage for ransom payments in cases of ransomware attacks.

Overall, Cyber Breach insurance helps businesses manage the financial impact of cyber incidents, ensuring they can recover more quickly and minimize long-term damage.